New York Flood Insurance

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We Make Getting Flood Insurance Simple​

It doesn’t matter who you are or where you live…

Our team will help you find and select the right coverage for your home!

As a general agent, New York Flood Insurance provides several coverage options when it comes to protecting your home and assets. Whether you are in a low-risk zone and want added protection, are in a high-risk zone and flood insurance is required, or have a high-value home and need additional, higher-limit coverage – we offer multiple solutions for a flood insurance policy that will work for you.

For many, flood insurance is required if groundwater rises and floods their home—a condition that isn’t usually covered by most homeowner policies.

Private Policies Through Private Carriers

(Available For All Zones)

Enhanced flood insurance options for additional coverage

Conditions that cause flooding in Texas – such as heavy rain, rising rivers, and severe coastal weather – can happen anywhere throughout the state. This means in more expensive cities such as Queens where the average home value in 2016 is $303,000 – properties may not be fully covered.

As a leading general agent, New York Flood Insurance provides enhanced coverage options. With access to our private carriers, we can offer the same basic policy as the NFIP, but with more coverage options and with better competitive yearly premiums. Why choose Texas Flood Insurance for your private/excess policy?

(Available For All Zones)

One rate, no matter where you go

With one in five flood insurance claims coming from a moderate- to low-risk area, we believe everyone should be able to get flood insurance that is reliable, affordable and accessible. New York  Flood Insurance can help you obtain your policy through the government backed National Flood Insurance Program (NFIP). Unlike other insurance policies you might have, flood insurance offered through the NFIP will cost the same no matter where you get it. This means that even though the government determines your coverage and premium, we can still write your policy for you. Why choose Texas Flood Insurance for your NFIP policy?

  • Coverages up to $250K
  • Excess coverage options available
  • Write your own policy with an experienced agent
  • State-wide claim support with fast turn-around
  • Backed by the Federal Government
  • Quick and easy online quoting process

NFIP Flood Policy

Excess Flood Insurance

When your flood policy isn’t enough

Excess flood insurance provides insurance limits above and beyond a primary policy – whether written through the NFIP or a private carrier. Most homeowners that need flood insurance write it through the government backed NFIP. However, NFIP policies only offer a maximum coverage of $250,000.
Therefore, if it costs more than $250,000 to replace or repair your home, a standard NFIP flood policy won’t be enough. Having excess flood insurance would increase your standard coverage up to an additional $10MM.

That means buying:

  • A federal or private policy worth $250,000 and
  • An excess flood insurance policy for the additional coverage needed

Excess Flood limits vary based on the state you’re in, so ask your Texas Flood Insurance agent for more details.

Are you an insurance agent getting a quote on behalf of a policy holder?

We can work directly with you to provide your clients better options every time.

When your clients ask, ‘do I need flood insurance,’ ‘how much will my flood insurance cost,’ or ‘what will my flood insurance cover,’ you need be prepared. With multiple options to write flood insurance, it’s important you have an agent you can count on to not only keep you better informed, but can also

provide your clients the best flood insurance options. We can easily assist you in providing your customers the resources, premium quotes, and coverage options through the NFIP or one of our A+ rated private carriers. You simply need to be appointed with our agency and we can begin!

Why choose National Flood Insurance to write your clients’ policies?

  • Competitive yearly premiums
  • Competitive commission structures
  • Up-to-date resources, tools, and guides to understand what a flood is, what type of flood insurance your client will need, and coverage options available for low-risk, high-risk, and high-value homes
  • Free flood zone determination
  • Quick and accurate online quoting process on your client’s behalf

Not yet appointed with our agency?